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Rare 2 Bedroom 2 Bath Single Level Tierrasanta Home

Single Level End Unit in Tierrasanta’s Villa Monterrey

FHA Approved Townhome with No Unit Above

Large 2-Car Garage and Private Patio

Katie Dunahoo

Broker, Certified Residential Specialist  

858.775.1239

 ktdunahoo@msn.com

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Does Selling at a Loss Give Me a Tax Deduction?

In one word, NO… The Internal Revenue Service’s Publication 523 states “A loss on the sale of your main home cannot be deducted.” Even if you reinvest the proceeds in another home, you still may not deduct the loss from your previous home.

Consult your tax accountant for details if you are considering selling your home for less than you bought it.
June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944
Email: jskubli@gmail.com

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Who is Probate? Animal, Vegetable or Mineral

It is none of the above. Probate is a court procedure that changes the legal ownership of your property after your death. It verifies your last will, appoints the executor whom you have named in your will and supervises the work of the executor.

Your heirs may sell your property while in probate as long as they can provide the appropriate documentation according to the Administration of Estates Act (Probate Code Section 10400). It is not difficult but does have specific forms and processes that need to be followed.

For help in navigating the waters of Probate Sales, you may want to contact your attorney and/or financial planner.

June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944
Email: jskubli@gmail.com

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Refinancing? Have you Considered a Subordination Agreement?

A Subordination Agreement is a legal document used to change the normal priority of any encumbrances that affect your real estate. One of the I’s best uses is when you are considering refinancing your first trust deed. If the holder of the second mortgage does not subordinate to the first mortgage, a new lender might not refinance the first mortgage.

A Subordination Agreement would contain the names of the existing mortgage holder as well as the new lender, describe both the new and present loan, be signed, notarized and recorded in California. There are also some limitations such as time limits, amount and specific purpose for the loan to consider.

If you are thinking about refinancing, your first loan and/or are adding a second loan, it would be advisable to review your Title Report to determine what is already in place. With a call or email, I would be happy to provide a Property Profile or Preliminary Title Report with which to begin your research into the viability of adding Subordination Agreement.

June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944
Email: jskubli@gmail.com

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May Landlords Require Insurance for Their Tenants?

Your Landlord can legally require you to provide proof of renters’ insurance as a condition of the lease.  A landlord may specify a minimum amount of coverage and require that both the property manager and legal owner of the property be added to your policy as an additional insured.

June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944
Email: jskubli@gmail.com


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Team 411SanDiegoHomes Scores Again!

 Hard work is rewarded. Congratulations to the 411SanDiegoHomes Team!

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Shall I Remodel My Home?

Which Home Improvement Projects Have the Highest Returns?

Recently, REMODELING Magazine did a survey to rank which home improvement projects needed the most return for their clients and YOUR FRONT DOOR recouped 73% of its cost! What this means is that if you replaced your entry door for around $1,200 you would  see a 73% return on your investment.

Other projects that had a high return on your investment were:

*MINOR KITCHEN REMODEL costing around $19,000 and return about 72.1%

*MAJOR KITCHEN REMODEL costing around $58,000 returns about 65.7%

*GARAGE DOOR REPLACEMENT costing around $1,500 had a 71.9% return on investment

*WOOD DECK ADDITION costing around $10,000 and returning about 70.1%

*VINYL WINDOW REPLACEMENTS costing $11,000 and returning about 68%

*WOOD WINDOW REPLACEMENTS costing $12,000 returns about 67.5%

So, before you decide what to improve or replace, remember that there are a variety of factors to consider in addition to the fiscal costs. For more information, please contact your local contractor and our neighborhood Realtor.

 
June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944
Email: jskubli@gmail.com

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Buying or Selling a Home in Tierrasanta 92124

What is Your Home Worth? 

Buying or Selling a Home in Tierrasanta?

Whether you are looking to buy or sell your home in the Tierrasanta area, it is important to understand the current market.

Please click on the link below to view valuable information regarding the real estate market in Tierrasanta.

Tierrasanta Real Estate Statistics February 2012

Please call or email me with additional questions.  I am here to assist you with your real estate goals.

Average Sales Price, Average Days on the Market, Sales Price per Square Foot, Inventory and Months of Supply, Real Estate Market Statistics, Tierrasanta Homes for Sale

 Kathleen A. WilliamsCell: 619.944.6520
Email: kathleen.williams@msn.com
Website: www.411SanDiegoHomes.com
CA DRE License #00909208
Coldwell Banker Residential Brokerage
930 Prospect Street
La Jolla, CA 92037

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Search Homes Home Evaluation

Kathleen Williams
619-944-6520

CalBRE License #00909208

Lydia Hwang Vosovic
858-472-0608

CalBRE License #01445033

June Kubli
858-353-0406

CalBRE License #00911089

Katie Dunahoo
858-775-1239

CalBRE License #00694822

Coldwell Banker
930 Prospect
La Jolla, CA 92037

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