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Rare 2 Bedroom 2 Bath Single Level Tierrasanta Home

Single Level End Unit in Tierrasanta’s Villa Monterrey

FHA Approved Townhome with No Unit Above

Large 2-Car Garage and Private Patio

Katie Dunahoo

Broker, Certified Residential Specialist  

858.775.1239

 ktdunahoo@msn.com

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Buyers Pay More for Eco-Friendly Homes

As the costs to heat and then to cool your home continue to rise, homeowners are weighing the value of making the necessary adjustments.

“Green Homes” sell faster in today’s market. The major reason against them is the cost.

The major reason for doing them is two-fold: savings on your utility bills while you live in the home; and increased value to the buyer when you decide to sell your home.

According to the American Institute of Architect’s Home Design Survey, there are 7 eco-friendly changes which increase the value of your home in a Buyer’s eyes:

1. High-efficiency insulation
2. High-efficiency windows
3. Double- and triple- glazed windows
4. Tankless water heaters
5. Water conserving devices
6. Products aimed at improving indoor air quality
7. Renewable flooring products such as cork and bamboo

If you are considering making some green improvements to your home, start with one or two such as adding solar panels or changing your water heater. Then put a plan together, check to see if there are any Federal or State Tax Credits available, select an appropriate vendor and then enjoy the benefits of ‘going green’.  Looking for a green home, we can help!

June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944
Email: jskubli@gmail.com

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Renting Your Home for Summer and Winter Visitors

If you live in an area with special attractions like the Del Mar Racing Season in California or Maine’s Lobster Festival in Rockland or even one this year’s political conventions, and you have someplace you want to go, consider renting your home.

To determine how much to charge by day/week/month, look online at similar houses in your area as well as other high demand areas. You may also need to check on your city and state regulations on tourist taxes. According to the IRS Publications 527, you are allowed to rent your home tax-fee for up to 14 days a year. And finally, be sure to contact your insurer concerning the appropriate coverage.

It’s fun and is another nice way to meet interesting people from different parts of the country or the world!

June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944
Email: jskubli@gmail.com

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Chinese Buyers for San Diego Property

Buying property in San Diego as a non-citizen could not be easier and with the current currency exchange giving many foreign money holders an advantage, San Diego has become a purchase destination for many who are looking for investment property and/or vacation homes especially if you are Chinese due to the great schools, plentiful Asian markets and restaurants, and amazing climate.

With luxury homes in premier neighborhoods near the oceans of La Jolla and Del Mar as low as $1,000,000 and up, and brand new homes with new schools and neighborhoods such as Carmel Valley, 4S Ranch and Del Sur around $500,000 and up, the selection is wide.

San Diego is also a great choice due to it’s safe and secure processes as all transactions are subject to US contract law and are handled by neutral third party escrow companies who oversee all aspects of the transaction between seller and buyer. With the help of technology, many of my clients only visit the US once or even not all during a transaction to purchase a home.

As a mandarin speaking real estate agent and Certified Relocation Specialist for Coldwell Banker, I have assisted not only Chinese buyers but also many other ethnicities with relocation and investing in San Diego. If qualified, a foreign non-citizen buyer can obtain an Investment Visa (EB-5) which can lead to a citizenship. I can help with visa, tax issues, immigration and other questions or concerns you may have. If you do not have your own legal counsel in the US, I can refer you to attorneys I have worked with in the past and have provided excellent service to my clients.

Lydia Hwang Vosovic
Relocation Specialist
858.472.0608
lydia@411SanDiegoHomes.com

 

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Paying off Mello Roos

Subdivisions in San Diego built after 1985 often have Mello Roos. Mello Roos is a special tax imposed on property owners through the sales of bonds for the purpose of financing certain public improvements and services such as streets, water sewage, drainage, parks, police, fire, library and schools.

While typically, Mello Roos is spread into payments of 20-30 years, it can be paid off early to save you money in the long term.

For example, new developments in Del Sur and 4S Ranch have 2 Mello Roos bonds each equaling an estimated $50,000. Payments for these bonds (including interest) are $5000 per year for 25 years (numbers are close estimates.)

After 25 years, a homeowners’ total payment will be $125,000. Many homeowners are opting to pay off these bonds early thereby saving as much as $75,000 if the homeowner owns the home for at least 25 years.

Therefor speak with your financial advisor or accountant whether paying off Mello Roos is right for you. If you do not plan on owning the home for more than 10 years, typically, paying off Mello Roos is not worth it. Currently, a paid off Mello Roos does not add to the home’s value therefor you will only save if you own your home for longer than (on average) 10 years.

Lydia Hwang Vosovic
Relocation Specialist
858.472.0608
lydia@411SanDiegoHomes.com

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Refinancing? Have you Considered a Subordination Agreement?

A Subordination Agreement is a legal document used to change the normal priority of any encumbrances that affect your real estate. One of the I’s best uses is when you are considering refinancing your first trust deed. If the holder of the second mortgage does not subordinate to the first mortgage, a new lender might not refinance the first mortgage.

A Subordination Agreement would contain the names of the existing mortgage holder as well as the new lender, describe both the new and present loan, be signed, notarized and recorded in California. There are also some limitations such as time limits, amount and specific purpose for the loan to consider.

If you are thinking about refinancing, your first loan and/or are adding a second loan, it would be advisable to review your Title Report to determine what is already in place. With a call or email, I would be happy to provide a Property Profile or Preliminary Title Report with which to begin your research into the viability of adding Subordination Agreement.

June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944
Email: jskubli@gmail.com

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Grant Deed Scams

If you’ve received an official looking letter, as though it is from County or a mortgage lender, urging you to request an official copy of your Grant Deed in order to prevent foreclosure and wanting to charge upwards of hundreds of dollars, don’t be fooled.

You can obtain a copy of your Grant Deed directly from your County Recorder/County Clerk. Usually, the county mails you a copy as soon as you purchase your home therefor you should already have one. If you do not, a copy can be obtained from:

San Diego Co. Assessor/Recorder/Clerk
1600 Pacific Highway #103
San Diego, Ca 92101
619.236.3771
www.sdarcc.com

Charges range depending on how many pages your deed is but usually do not exceed $20.

Lydia Hwang Vosovic
Relocation Specialist
858.472.0608
lydia@411SanDiegoHomes.com

 

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May Landlords Require Insurance for Their Tenants?

Your Landlord can legally require you to provide proof of renters’ insurance as a condition of the lease.  A landlord may specify a minimum amount of coverage and require that both the property manager and legal owner of the property be added to your policy as an additional insured.

June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944
Email: jskubli@gmail.com


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Team 411SanDiegoHomes Scores Again!

 Hard work is rewarded. Congratulations to the 411SanDiegoHomes Team!

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Shall I Remodel My Home?

Which Home Improvement Projects Have the Highest Returns?

Recently, REMODELING Magazine did a survey to rank which home improvement projects needed the most return for their clients and YOUR FRONT DOOR recouped 73% of its cost! What this means is that if you replaced your entry door for around $1,200 you would  see a 73% return on your investment.

Other projects that had a high return on your investment were:

*MINOR KITCHEN REMODEL costing around $19,000 and return about 72.1%

*MAJOR KITCHEN REMODEL costing around $58,000 returns about 65.7%

*GARAGE DOOR REPLACEMENT costing around $1,500 had a 71.9% return on investment

*WOOD DECK ADDITION costing around $10,000 and returning about 70.1%

*VINYL WINDOW REPLACEMENTS costing $11,000 and returning about 68%

*WOOD WINDOW REPLACEMENTS costing $12,000 returns about 67.5%

So, before you decide what to improve or replace, remember that there are a variety of factors to consider in addition to the fiscal costs. For more information, please contact your local contractor and our neighborhood Realtor.

 
June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944
Email: jskubli@gmail.com

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Buying or Selling a Home in Tierrasanta 92124

What is Your Home Worth? 

Buying or Selling a Home in Tierrasanta?

Whether you are looking to buy or sell your home in the Tierrasanta area, it is important to understand the current market.

Please click on the link below to view valuable information regarding the real estate market in Tierrasanta.

Tierrasanta Real Estate Statistics February 2012

Please call or email me with additional questions.  I am here to assist you with your real estate goals.

Average Sales Price, Average Days on the Market, Sales Price per Square Foot, Inventory and Months of Supply, Real Estate Market Statistics, Tierrasanta Homes for Sale

 Kathleen A. WilliamsCell: 619.944.6520
Email: kathleen.williams@msn.com
Website: www.411SanDiegoHomes.com
CA DRE License #00909208
Coldwell Banker Residential Brokerage
930 Prospect Street
La Jolla, CA 92037

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Search Homes Home Evaluation

Kathleen Williams
619-944-6520

CalBRE License #00909208

Lydia Hwang Vosovic
858-472-0608

CalBRE License #01445033

June Kubli
858-353-0406

CalBRE License #00911089

Katie Dunahoo
858-775-1239

CalBRE License #00694822

Coldwell Banker
930 Prospect
La Jolla, CA 92037

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