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Purchasing Homes in San Diego gets easier…

For the first time the housing affordability index has gone over 200. An index rating of 100 is the point where median-income buyers have exactly enough income to purchase with a 20% down payment and can commit 25% of their gross income to mortgage principal and interest payments.


June Kubli, Ph.D.
Broker Associate, Certified Residential Specialist
License #00911089
Coldwell Banker Residential Brokerage
Cell: 858-353-0406
EFax: 858-228-9944

What this means is that buyers coming into the market have about double the income needed to purchase a median-priced home. With interest rates only moving slightly and access to credit improving, home sales are likely to show a significant increase.

So, whether you are thinking about buying and/or selling, the predictors think 2012 will be a good year.

For more information about this top, check out the National Association of Realtors website at For more information specifically suited to your needs, please call/email your local Realtor at

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Kathleen Williams

CalBRE License #00909208

Lydia Hwang Vosovic

CalBRE License #01445033

June Kubli

CalBRE License #00911089

Katie Dunahoo

CalBRE License #00694822

Coldwell Banker
930 Prospect
La Jolla, CA 92037

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